Our Structured Finance team provides innovative funding solutions for both private and public sector developments. We are experts in all project stages including: initial financial modelling; JV/contract structuring; sourcing and securing short- or long-term funding; legal negotiations; public sector procurement; and asset management and rental.
Why Choose Rettie
Our finance team works closely with all other departments in Rettie and as independent consultants across a broad range of projects, from single unit sales to strategic masterplans.
We deliver funding solutions for a wide range of residential developments, alongside mixed use and cross sector schemes. For example, we have agreed re-financing packages for construction contracts worth £31.4m.
Our finance team draws on the resources of Scotland's largest private sector property research team. This team provides thorough and bespoke analysis to our finance staff, all based on reliable and up-to-date information.
We have won numerous awards for projects that have been facilitated by our funding expertise. We have had particular success in the affordable housing sector.
Latest Insight & Opinions
According to an independent research report from Homes for Scotland (HFS) released this week, the proportion of housing delivered by SME home builders has fallen by half since 2017. The proportion of new homes sold by those building between 3 and 49 homes per annum has fallen from around 40 per cent in 2017 to 20 per cent in 2023.
Interest rates have risen 14 times in short order from 0.10% in March 2020 to 5.25% in August 2023 where they have remained. Higher interest rates mean different things for different people. An increase in mortgage cost for borrowers versus investment return opportunities for those with savings. In this piece, we partner Rettie Financial Services and Hamilton Financial to look at the interest rate outlook, the impact of interest rates on personal finances and consider several scenarios and what it could mean for both savers and borrowers.