The Rettie Blog

The second article in our first time buyer series of blogs explains the different types of mortgage and protection products available.

The first blog in our First Time Buyer Series covering the topic of deposits and buying costs, including budgeting, saving, first time buyer schemes, LISAs, the Bank of Mum and Dad, legal fees and mortgage fees.

Three Scottish locations have been voted the happiest places in the UK to live, according to Rightmove's annual Happy at Home index survey.

Watch this week's Mortgage Update from Rettie Financial Services' Managing Director, Bob Duncan

At Rettie, our friendly and knowledgeable team of Property Experts and Mortgage & Protection Advisors are here to help you navigate today's property market. Informed by up-to-date market knowledge and research from our highly regarded in-house Property Research team, they're ideally placed to help you plan your next steps.

A green mortgage rewards you for buying or owning an energy efficient home. The same rules will apply if you make improvements or renovations to your home with the goal of making it more energy efficient. With green mortgages, lenders or banks will offer preferential terms to a house buyer if they can prove that the property they're looking at meets certain environmental standards. Homeowners will either get cheaper interest rates on their properties with high energy efficiency ratings, or they'll be offered cash back incentives to buy energy efficient properties. Some standard mortgages can also become green mortgages, but only if the homeowner commits to making energy efficient improvements. While some green mortgages can be more expensive, the main point of them is to incentivise homeowners to be greener.

On Wednesday 16th November 2022, Rettie hosted a Live Webinar via Microsoft Teams, regarding the Cost of Living (Tenant Protection) (Scotland) Bill Update. The Webinar covers the Cost of Living (Tenant Protection) (Scotland) Bill, what it is, what are the changes, and how these will affect you.

Webinar Coming Soon (November 2022) Recently the Scottish Government had issued a rent freeze and no winter evictions effective from 6 September 2022. We now have more details to furnish you with, and have laid this out below with what we feel are the questions you will be seeking answers to.

We're here to help … At Rettie, our friendly and knowledgeable team of Property Experts and Mortgage & Protection Advisors are here to help you navigate today’s property market. Informed by up-to-date market knowledge and research from our highly regarded in-house Property Research team, they’re ideally placed to help you plan your next steps.

If you're feeling the pinch as a landlord in the current climate, and you're worried about the upcoming changes in EPC legislation, don't panic, we're here to help. Interest rates are changing at their quickest pace seen in over a decade. If you are within 6 months to the end of your current deal then act now, as remortgaging could help to ease the pressure.

Jamie Gillespie joins Rettie as Associate Director, as part of growth strategy plan in Glasgow.

We are all seeing the headlines about mortgage products being withdrawn or changed. In these changing times, expertise has never been more important. Although it is a turbulent time, you don’t need to be in it alone. Talking to us can really help.